According to Wealth Bulletin, both Ukrainian billionaire Konstantin Zhevago and Russian's richest man, Oleg Deripaska, have been forced to sell due to large margin calls . . . .They really should have used a hedge loan . . . in and out of the market at the same time.
Here are full details: Margin Loan or HedgeLoan®
“Whatever money you may need for the next five years,” Jim Cramer told the legions of Cramericans yesterday, “please take it out of the stock market right now.”
From Agora Financial's 5 minute forecast:
"Mr. There’s always a bull market somewhere” officially checked out of the current market, suggesting that a the current drama could cause “as much as a 20% decrease in the stock market.”
You don't have to run screaming from the market and take losses today because Cramer said to. You can take a loan against your portfolio to hedge against losses; non-recourse loans mean that if your stock tanks, you can walk away.
I don't recommend making any decision on the emotions we're experiencing now. Check out your options, take a deep breath, then sleep on it.
If you'd like a quote on a particular stock, I can give it to you via e mail. I'll need:
I'll get a quote for you as fast as I possibly can. Loans tend to close in ten days or less, unless they exceed the ten million mark.
Continue reading "Should you take Cramer's advice and quit the Market?" »
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"Christine is super-high bandwidth." - Bill Gates, CEO Microsoft |
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"Christine can launch your business and life into the stratosphere." - Jack Canfield, |
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"Christine is THE business startup master! Christine has done it, teaches it, and continues to do it." - T. Harv Eker, |
Christine says your key is to have the right mentor and roadmap to guide your climb to the top because not only will you shave years and thousands of dollars worth of grief off your rise to success...
You can avoid being one of the 95% of entrepreneurs who fail.
So she has opened her playbook and to give you - business owner, entrepreneur and marketer - the roadmap that has guided over 150 individuals to million-dollar success and steered hundreds of companies to the top.
What if you
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Knew what it takes inside and out to launch and sustain a successful business |
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Could create a business plan that markets your company clearly and concisely...and is compelling enough to land financiers |
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Know the precise mindset you need to soar past feelings of overwhelm, self-doubt and frustration |
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Understandof how to more fully discover your customer's pain and then more effectively market and sell against it |
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Spend more time "on your business" rather than "in your business" |
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Had the keys to establishing top-rate credibility in today's cut-throat culture |
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Knew how to recognize potential landmines before they appear and then crafted ways around them |
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Made your team must be strong enough to "rock the boat" and taught them how to go about landing the "big fish" to make this happen |
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Knew when/if you're ready to seek investors and what types of investors would be best suited for you and your business |
This is just the tip of the iceberg of the brain dump Christine Comaford has prepared for you so that you can begin building your multi-million dollar business empire.
She never says it won't take work on your part, it just isn't required that you struggle.
In these days where one only hears about the credit crisis and lack of liquidity, people are stymied on where to turn to finance their latest projects. While the reality is there has been a huge change in residential financing (probably for the better - although it doesn't seem that way at the moment, and probably forever!) commercial lending programs have not been affected as much, although lately commercial lenders are finding it harder to sell their paper because of lack of liquidity in the market in general.
As it is harder to get the money to get projects off the ground, we’ve tried to stay ahead of the curve and maintain as many options for our borrowers as possible. While there are still straightforward choices like SBA loans and commercial loans for expansion, purchases and refinances, and Church loans based on tithing, we’ve found there are other forms of financing that aren’t as complicated or time consuming and for the most part also aren’t as costly as traditional financing.
I’ve added stockloans from Hedgelender to my portfolio of products and separately capital advances against credit cards.
The beauty of both programs is they are not based on applications, financial statements, tax returns or credit criteria. And they both fund VERY quickly.
Stock Loans can be used for any number of things, and can be made through a myriad of choices. Here are some highlights:
Finance your real estate with interest-only repayment while still retaining participation in your stock portfolio;
Refinance your MARGIN LOAN to remove the possibility of a call;
Expand Your Business with interest-only repayment while still retaining participation in your stock portfolio;
Diversity Your Investments while retaining beneficial ownership of your portfolio;
Roll your Employee Stock Options into cash while continuing to participate in your stock.
Ironically, these loans run to the millions and sometimes tens of millions, and take 1/10th the time to process and fund. And, they are strictly based on the worth of the stock and the amount of shares traded; the ONLY collateral is the stock and . . . credit is NOT a criteria. Neither is purpose, as long as it is legal!
Capital Advances against credit cards is NOT a loan program - but is a purchase of future sales.
Like the stock loan, there is NO long application, financial statement requirement OR tax return requirement; Funds immediately based on credit card sales; factors ALL credit cards receivables - Visa, Mastercard, American Express and Discover.
Clients are using the money for expansion and renovation; Marketing and Advertising; purchase of new locations; Increases to inventory; purchasing much needed equipment Repairs and upgrades; buying out an existing partner; recapture of investment capital; even to pay bills and taxes.
Finer explanations and details are listed on my website PallasFinancier.Com.
“The real outrage is that none of this had to happen,” said William A. Fleckenstein, co-author of “Greenspan’s Bubbles: The Age of Ignorance at the Federal Reserve” and president of Fleckenstein Capital in Issaquah, Wash. “We did not have to ruin the financial system and ruin the financial lives of a huge chunk of the middle class in the United States.”
“It is crystal clear that
“Until people recognize why we are in this mess, I don’t see how we get out of this thing.”
A week ago, Bridgewater Associates, a research firm, estimated that losses from the credit crisis we’re now mired in might amount to $1.6 trillion when all is said and done.
People, everybody needs to sit up and take notice . . . the American public needs to READ more and get informed. Things are just getting worse . . . .
My suggested list for today follows:
Former Refco chief executive Phillip R. Bennett, was sentenced to 16 years in federal prison after pleading guilty to 20 crimes, including securities fraud.
District Judge Naomi Reice Buchwald lambasted Bennett, and others: "You and others like you play a truly high-stakes poker game."
White-collar defendants are often staggeringly arrogant, and just don't think they'll get caught."
Refco, at the time the biggest independent U.S. futures trader, led by Bennett did a $670 million initial public offering in August 2005 AND filed for bankruptcy two months later.
Apparently, Bennett controlled a company who owed Refco more than $400 million as he was using that company to conceal his investor's losses.
His sentence is set to begin 9/4/08; and he goes home to Britain via deportation when he gets out.
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And so the mighty fall . . .
Standard & Poor's rating service lowered the ratings of Lehman Brothers, Merill Lynch, and Morgan Stanley today, with long term ratings going from A+ to A and the short term ratings to A-1. Scary is the reasoning behind the downgrades, "The downgrade primarily reflects our concern that the pace and extent of earnings improvement could be considerably more muted than we previously assumed.”
Uh-oh, are they telling us there may be more to come? Worse yet, are they telling us their assumptions aren't necessarily good, and therefore, maybe we shouldn't be listening to them anyway??
Draw your own conclusions . . . The release from S&P follows. . . I'm betting we've only begun . . .
Continue reading "S&P Downgrades Lehman, Merrill Lynch, Morgan Stanley" »
Contemporary stock loan products offer you, as the borrower-investor some unique benefits. While not all stock loans are the same, most of the following are benefits our clients enjoy:
Completely Private Transactions:
The loan is not usually required to be disclosed to the SEC or other shareholders.
Immediate Liquidity
Most stock loan transactions are funded within 72 hours of final approval.
Limited Liability
In most cases, if the stock price falls, the loan is either fully or partially non-recourse. This means no need to repay the difference with no impact to personal credit.
No Personal Guarantees
The stock is used as collateral and nothing else.
No Credit Checks
Unlike consumer loans or bank, broker or margin loans, the stock value, volume and type of security is the primary focus of the loan.
No Margin Calls or Margin Maintenance
Most stock loans do not require margin account maintenance.
Higher Loan to Value – Low Interest Rates
Loan to values range between 30% to as high as 90% depending on the stock. Interest rates are calculated simple as low as 3.99% and are seldom greater than prime +3%.*
Hedge Against Loss
With most stock loans, in the event of a market decline, the client may chose to surrender their stock and simply walk away.
Use Of Funds
Funds may be used for any legally allowable purpose.
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For more information on how a non-recourse stock loan might benefit you . . .
you can call me Traci Gregory 
770.333.4404,
email -traci@pallasfinancier.com
The stock loan industry has matured and now delivers a wide variety of lending solutions to many of the most common problems associated with accessing stock equity & liquidity.
Contemporary products instill confidence by offering higher loan to values with limited-recourse alternatives while providing the owner with a hedged down side risk. Stock loans are an ideal way for the investor to be in and out of the market simultaneously, if you will.
In general, stock loans
You can call me for a quote Traci Gregory, 
770-333-4404,
or send me an 
email - traci@pallasfinancier.com
